{"id":15481,"date":"2025-09-15T14:17:21","date_gmt":"2025-09-15T14:17:21","guid":{"rendered":"https:\/\/www.cryptometer.io\/news\/?p=15481"},"modified":"2025-09-15T14:17:22","modified_gmt":"2025-09-15T14:17:22","slug":"paypal-expands-peer-to-peer-payments-with-crypto-and-stablecoin-support","status":"publish","type":"post","link":"https:\/\/www.cryptometer.io\/news\/paypal-expands-peer-to-peer-payments-with-crypto-and-stablecoin-support\/","title":{"rendered":"PayPal Expands Peer-to-Peer Payments with Crypto and Stablecoin Support"},"content":{"rendered":"\n<p>PayPal is making a big move into digital payments by adding Bitcoin (BTC), Ethereum (ETH), and its stablecoin PayPal USD (PYUSD) directly into its peer-to-peer payment system. This upgrade allows users to send crypto to friends, family, or other wallets without relying on third-party services.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-s-new-in-paypal-s-payment-flow\">What\u2019s New in PayPal\u2019s Payment Flow<\/h3>\n\n\n\n<p>With this update, PayPal users will gain new ways to move money:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Send and receive BTC, ETH, and PYUSD within the PayPal app.<\/li>\n\n\n\n<li>Transfer crypto to Venmo users and digital wallets that support stablecoins.<\/li>\n\n\n\n<li>Use \u201cPayPal Links,\u201d unique one-time links that let people request or send payments via text, email, or chat. These links remain private and expire after 10 days if unused.<\/li>\n\n\n\n<li>Start in the U.S., with international rollout planned for markets like the UK and Italy soon.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-role-of-pyusd-in-payments\">The Role of PYUSD in Payments<\/h3>\n\n\n\n<p>PYUSD is PayPal\u2019s own stablecoin, issued by Paxos Trust Company. It\u2019s backed 1:1 with the U.S. dollar, aiming to combine the stability of fiat money with the flexibility of crypto. Within PayPal\u2019s system, PYUSD offers advantages such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lower transaction fees compared to traditional crypto transfers.<\/li>\n\n\n\n<li>Faster availability of funds without waiting for blockchain confirmations.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-why-this-matters-for-users-and-the-market\">Why This Matters for Users and the Market<\/h3>\n\n\n\n<p>This update could reshape how people use digital payments. Here\u2019s why:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Simplified crypto payments: Sending crypto through PayPal removes the hassle of external wallets and converters.<\/li>\n\n\n\n<li>Rising role of stablecoins: PYUSD\u2019s deeper integration shows stablecoins are moving beyond speculation and becoming tools for everyday payments.<\/li>\n\n\n\n<li>Expanded interoperability: The ability to send funds across PayPal, Venmo, and other wallets strengthens crypto\u2019s use in real-world transactions.<\/li>\n\n\n\n<li>Tax clarity: PayPal confirmed that personal transfers like gifts, reimbursements, and expense splits remain exempt from 1099-K reporting in the U.S.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>PayPal is making a big move into digital payments by adding Bitcoin (BTC), Ethereum (ETH), and its stablecoin PayPal USD (PYUSD) directly into its peer-to-peer payment system. This upgrade allows users to send crypto to friends, family, or other wallets without relying on third-party services. What\u2019s New in PayPal\u2019s Payment Flow With this update, PayPal [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":14153,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[257,2,43],"tags":[],"class_list":{"0":"post-15481","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bitcoin","8":"category-featured","9":"category-general-news"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>PayPal Expands Peer-to-Peer Payments with Crypto and Stablecoin Support<\/title>\n<meta name=\"description\" content=\"PayPal is making a big move into digital payments by adding Bitcoin (BTC), Ethereum (ETH), and its stablecoin PayPal USD (PYUSD) directly into its\" \/>\n<meta name=\"robots\" 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