A New Approach to Real-World Crypto Payments
TrustLinq, a regulated payments company based in Zug, Switzerland, has introduced a crypto-to-fiat settlement platform built to solve one of crypto’s biggest issues: real-world usability. Although hundreds of millions of people now hold digital assets, only a small fraction of global merchants accept crypto in daily transactions. This gap has limited crypto’s role as a practical payment method.
The new platform allows users to send stablecoins from self-custodial wallets and convert them into fiat payments that arrive in more than 70 currencies. The recipient only needs a traditional bank account. The sender does not need a bank account at all, which opens the door for people in underbanked regions.
How TrustLinq’s System Works
TrustLinq positions itself as a bridge between blockchain and traditional finance. The service processes several popular stablecoins and settles payments through established rails like SWIFT, SEPA, Faster Payments, or local networks. Because funds never pass through TrustLinq custody, the company aims to reduce regulatory concerns and maintain compliance under Swiss AML rules.
Key features include:
- No bank account requirement for the sender
- Fiat payouts available for any third-party recipient
- Self-custodial transfers that keep users in control of their wallets
- Swiss-regulated financial standards
- Global onboarding not restricted by EU frameworks such as MiCA
What This Could Mean for Adoption
The platform could help freelancers, remote workers, and global businesses use crypto for everyday expenses. Rent, tuition, supplier invoices, and contractor payments become easier to settle without the friction of traditional banking. However, success still depends on regulatory acceptance and cooperation with financial partners.
TrustLinq plans to expand its offerings with a crypto-funded debit card in early 2026. If the platform scales, it could mark a significant shift in how digital assets function in the global economy, moving crypto closer to real-world payment utility.
